The photo above is a licensed Wikimedia Commons image of an Aadhaar Seva Kendra in Bhopal, shown for illustration.
Jeevan Pramaan is the digital life certificate that lets a pensioner prove each year that they are alive, without visiting the office that pays the pension. If the certificate is not submitted in time, the pension can be held up, so the timing matters. This guide explains who needs it, the submission window as reported for 2026, the ways to submit it from Navi Mumbai, what you need to have ready and what to check if something goes wrong.
Windows, charges and procedures are set by the pension authorities and your pension disbursing agency, and they can change. Confirm the dates for your own pension on jeevanpramaan.gov.in and with your bank or pension office. This guide is independent and is not run by any government body.
Who needs a life certificate
Pensioners of the central government, state governments and other bodies whose pension disbursing agency accepts the Jeevan Pramaan system need to submit a life certificate every year. EPS-95 pensioners are covered through the EPFO route. The Pensioners’ Portal lists the agencies that take part. The certificate is optional in the sense that a physical certificate is still accepted at the pension office, but many pensioners find the digital route easier.
The 2026 submission window
News reports in September and October 2026 describe the window like this:
| Pensioner | Window reported for 2026 |
|---|---|
| Aged 80 and above | From 1 October 2026 |
| All other pensioners | 1 to 30 November 2026 |
A certificate submitted in the window is reported to remain valid until 30 November of the following year. The reports rest on the Department of Pension and Pensioners’ Welfare order of 2019 and no fresh notification for 2026 was reported, so do not assume a single deadline suits every pensioner. The deadline for your own pension is the one your disbursing agency gives you. See the Business Today report for the dates as published on 7 October 2026.
Ways to submit
| Method | What it involves |
|---|---|
| Phone with face authentication | On an Android phone, install the Aadhaar Face RD app and the Jeevan Pramaan face app, and complete a face scan. Good lighting and a front-facing pose help. |
| Fingerprint or iris device | Use a registered biometric device at a bank branch or a service point. |
| Doorstep service | Some banks and India Post Payments Bank offer a visit at home. Charges vary, so ask before you book. |
| Bank branch or pension office | You can still submit the certificate in person at your bank or the pension disbursing office. |
| EPFO pensioners | EPS-95 pensioners can use the UMANG app with Aadhaar face authentication. |
For India Post doorstep service, reports mention booking through the Post Info app, the toll free number 155299 or a post office, and a charge of about Rs 70 including GST per successful certificate. A report from November 2025 says EPFO and India Post offer the service free to EPS-95 pensioners. Charges vary by bank, India Post and category, so confirm before you book. See the Business Standard report for the doorstep banking details.
What to have ready
- Your Aadhaar number or Virtual ID, with the mobile number linked to it.
- Your pension payment order (PPO) number.
- The name of your pension disbursing agency and your bank account details.
- A working mobile number that receives the SMS with the download link.
- Some forms ask about re-employment and remarriage, where they apply to you.
After you submit
A successful submission gives you a Jeevan Pramaan ID, and an SMS link lets you download the certificate. Keep both. The certificate goes electronically to the agency that pays your pension. If your pension does not continue as normal after the window, contact the bank or the pension office with your ID.
If a submission fails
- Try the face scan again in daylight, facing the camera with a neutral expression.
- Check that the Aadhaar number, the PPO number and the agency name match your records.
- Check that your mobile number is linked to Aadhaar and that the SMS can reach you.
- Ask your bank or the pension office whether the agency has taken part in the system.
- If the digital route keeps failing, submit a physical life certificate at the bank or pension office.
Help in Navi Mumbai
No single list of Navi Mumbai service points is published here. Ask your own pension bank branch, your post office or the pension office that pays you. For Aadhaar updates, see the Aadhaar centre guide. The senior citizen certificate guide covers the senior citizen card, and the senior citizen living guide and the senior citizen health insurance guide help with wider planning.
Frequently Asked Questions
What is Jeevan Pramaan?
A digital life certificate for pensioners, based on Aadhaar authentication. A successful submission produces a Jeevan Pramaan ID and sends the certificate to the pension disbursing agency.
When should I submit my life certificate in 2026?
News reports describe 1 October for pensioners aged 80 and above and 1 to 30 November for others. Confirm the date for your own pension with your agency.
Can I submit Jeevan Pramaan from home?
Yes, with a phone and face authentication, or through doorstep services offered by some banks and India Post. Charges vary.
What details do I need for Jeevan Pramaan?
Your Aadhaar number, PPO number, pension agency and bank details, and a mobile number to receive the SMS.
Does India Post charge for the doorstep service?
Reports mention about Rs 70 per successful certificate, with a free service reported for EPS-95 pensioners. Confirm the charge when you book.
What if my pension stops?
Contact your bank or pension office with your Jeevan Pramaan ID, and submit a physical certificate if the digital route fails.
Sources and a note on accuracy
- Jeevan Pramaan and the Pensioners’ Portal for the system and the participating agencies.
- Business Today, 7 October 2026, for the 2026 window and the submission methods.
- Business Standard for the doorstep banking service.
- Reports on the EPFO route for EPS-95 pensioners.
Reviewed on 23 October 2026. Dates, charges and app names change, so confirm them on the official sites and with your agency.
Featured photo: Aadhaar Seva Kendra, Bhopal by Suyash.dwivedi, licensed CC BY-SA 4.0 via Wikimedia Commons, cropped and resized. It shows a centre in Bhopal and not a Navi Mumbai office.
NaviMumbai.com is an independent information site and is not affiliated with any pension authority, bank or India Post.
