CIDCO lottery affordable housing in Navi Mumbai

CIDCO Housing Scheme Navi Mumbai 2026: Lottery, Eligibility & How to Apply

Real Estate & Living

CIDCO’s My Preferred CIDCO Home programme allots affordable housing in Navi Mumbai through an online registration, preference-selection and allocation process. Where demand exceeds available inventory in a scheme, allocation follows CIDCO’s published lottery/allocation process. This guide explains the currently active scheme, how the process works, eligibility, documents, costs and how to apply — and clearly separates current inventory from earlier, closed schemes.

Latest CIDCO Housing Update — August 2026

CIDCO’s August 2026 My Preferred CIDCO Home scheme is currently active. The scheme offers 4,779 EWS homes across Taloja, Kalamboli and Kharghar. The official CIDCO Homes portal currently shows this August 2026 scheme alongside the earlier December 2025 and October 2024 schemes.

The December 2025 scheme covered 16,876 homes, and CIDCO has published the winners list for that scheme.

CIDCO’s official project inventory confirms:

  • August 2026: 4,779 homes
  • Locations: Taloja, Kharghar, Kalamboli
  • Category: EWS

The official portal states the August 2026 scheme booking window is open until 3 September 2026, 11:59 PM.

Item Current status
Current scheme August 2026 My Preferred CIDCO Home
Homes 4,779
Category EWS
Locations Taloja, Kharghar, Kalamboli
Booking deadline 3 September 2026, 11:59 PM
Preference selection Open / currently active
December 2025 scheme 16,876 homes; winners published
Official portal CIDCO Homes

CIDCO scheme dates, inventory and availability can change. Verify the current status on the official CIDCO Homes portal before making a payment or application decision.

Quick Answer

Question Current answer
Is a CIDCO scheme currently open? Yes — the August 2026 scheme
Current inventory 4,779 homes
Current locations Taloja, Kharghar, Kalamboli
Current category EWS
Booking deadline 3 September 2026, 11:59 PM
December 2025 inventory 16,876 homes
December 2025 result Winners published
Where to verify Official CIDCO Homes portal

What Is the CIDCO Housing Scheme?

CIDCO’s My Preferred CIDCO Home programme uses an online registration, preference-selection and allocation process for eligible housing applicants. Where demand exceeds available inventory, the applicable scheme follows CIDCO’s published lottery/allocation process. CIDCO periodically offers EWS and LIG housing through its housing schemes at prices and terms published for each scheme. CIDCO announces housing inventory under individual schemes and publishes project, eligibility, booking and payment information through the official scheme portal.

How the Preference Selection & Allocation Process Works

Under the My Preferred CIDCO Home process described in CIDCO’s scheme material, applicants can participate in up to three preference rounds, selecting up to five location choices in each round, for up to 15 preferences overall (3 rounds × up to 5 choices per round). Each chosen location can carry additional floor and tower preferences within that selection.

Where a scheme is oversubscribed for a given category or location, CIDCO allocates the available inventory through its computerised lottery/allocation process among eligible applicants who registered a preference for that inventory.

Current vs Previous CIDCO Housing Schemes

Readers arriving from older search results or news coverage often land on this page expecting a scheme that has already closed. Use this table to check which scheme is actually current.

Scheme Inventory Locations Status
August 2026 4,779 Taloja, Kharghar, Kalamboli Current — booking open until 3 Sept 2026
December 2025 16,876 Multiple Navi Mumbai nodes Closed — winners published
October 2024 25,723 Multiple nodes Previous scheme, closed

Figures are drawn from CIDCO’s official project inventory and applicant winner list pages, which are the most reliable source for current scheme status.

Who Can Apply? (Eligibility)

Eligibility depends on the specific CIDCO housing scheme and category. Applicants should use the income, domicile, property-ownership and reservation criteria published in the official booklet for the scheme they are applying to — not a generic citywide table, since these criteria can change between schemes.

Current August 2026 scheme

The August 2026 scheme is EWS-only inventory. Check the official scheme booklet on the CIDCO Homes portal for the exact income, domicile and other eligibility conditions that apply to this specific scheme before registering.

Reservation categories (such as those for defence personnel, persons with disabilities, senior citizens, or specific service groups) can vary by scheme. Confirm which reservations apply, and whether you qualify, against the current scheme booklet rather than assuming a category from a previous scheme still applies.

How to Apply for the Current CIDCO Scheme

  • 1. Register online. Use the official CIDCO Homes portal.
  • 2. Complete your profile and upload documents. Use the current scheme’s stated requirements.
  • 3. Select your preferences. Choose location, and where applicable, tower/floor preferences, according to the current scheme’s preference rules.
  • 4. Pay the applicable booking amount. Only through official CIDCO channels.
  • 5. Check your draft/final eligibility status. CIDCO publishes applicant information according to the scheme process.
  • 6. Participate in the applicable allocation/lottery process.
  • 7. If successful, follow the Letter of Intent, allotment and payment instructions.

Documents to Keep Ready

CIDCO’s official registration process lists documents including:

  • Aadhaar number and a self-attested copy of the Aadhaar card
  • PAN and a self-attested copy of the PAN card
  • An Aadhaar-linked mobile number
  • A valid email ID
  • Domicile documentation (Maharashtra residency, per the applicable scheme’s requirement)
  • Income proof documentation for your category
  • Co-applicant details and documents, where applicable
  • Applicant and co-applicant photographs

Exact documentation depends on category and any reservation claim. Use the current scheme booklet and the sample-document section on the official portal before uploading files.

Booking Amount & Refund Policy

Booking amounts are scheme- and category-specific, so treat any published figure as a reference rather than a confirmed number for the scheme that is open right now. CIDCO’s general scheme documentation lists category-based amounts of roughly ₹75,000 (plus GST) for EWS, ₹1,50,000 (plus GST) for LIG 1 BHK, and ₹2,00,000 (plus GST) for LIG 2 BHK, but these figures have not been separately reconfirmed for the current scheme. Check the exact booking amount in the current scheme’s own booklet on the official CIDCO Homes portal before paying.

There are two different situations in CIDCO’s own material, and it is important not to mix them up:

  • If an applicant is unsuccessful in the lottery/allocation process, CIDCO states that the booking amount is refunded within 30 days.
  • If an applicant voluntarily exits, cancels after booking, becomes ineligible, or withdraws after allotment, different rules apply, and CIDCO’s refund/cancellation terms can result in forfeiture of the booking amount (and, after an agreement is signed, a further deduction from instalments paid).

Check the current scheme’s refund and cancellation terms on the official portal before paying, and do not assume the booking amount is refundable in every circumstance.

Costs & Payment Structure

Prices vary by project, category, unit and scheme. Check the current project inventory and scheme booklet for the applicable price and any additional charges before budgeting for a specific unit.

Successful applicants should follow the payment schedule specified in the applicable Letter of Intent or Allotment Letter. Instalment dates, miscellaneous charges and the consequences of a delayed payment are scheme-specific, so treat the allotment letter — not a generic guide — as the authoritative payment schedule.

Some past schemes have specified floor-rise charges for certain categories (for example, a per-square-foot charge from a stated floor upward for LIG units, with no floor-rise charge for EWS). Where a floor-rise charge applies, it is specific to that scheme — check the current scheme booklet rather than assuming a figure from an earlier scheme still applies.

Where EWS inventory is linked to PMAY conditions, treat CIDCO scheme eligibility and PMAY-related eligibility or benefits as separate things to check, not interchangeable.

Unit Sizes

CIDCO’s official material describes carpet areas in roughly this range across recent schemes: EWS units around 322 sq ft, and LIG units from around 398 sq ft up to around 540–567 sq ft depending on the unit type. The August 2026 scheme is EWS inventory — don’t assume a scheme automatically includes larger LIG-sized units unless the current scheme booklet confirms it.

Location Guide

Current August 2026 Locations

  • Taloja
  • Kharghar
  • Kalamboli

If you’re relocating to Navi Mumbai after an allotment, our Moving to Navi Mumbai guide and Best Areas to Live in Navi Mumbai guide cover commute, schools and daily-life practicalities for these nodes.

Previous CIDCO Scheme Locations

The December 2025 scheme included inventory across locations such as Ulwe, Kamothe, Taloja, Panvel, Vashi, Kharghar and Kalamboli, as shown on CIDCO’s official projects portal. These locations are not part of the current August 2026 scheme — check the official portal for what’s actually open before applying.

Avoid CIDCO Housing Scams

Apply and make payments only through CIDCO’s official channels — the CIDCO Homes portal and its registration/booking system. Do not transfer booking or processing money to an individual agent, or to a personal bank account or UPI ID, based on a claim of guaranteed allotment. CIDCO does not guarantee allotment in exchange for a private payment outside its official process.

What Should You Check Before Accepting a CIDCO Allotment?

Before accepting an allotment or making a payment beyond the booking amount, check:

  • The exact location, building and floor of the unit
  • Carpet area, not just the category label
  • The total price and any miscellaneous or floor-rise charges
  • Possession and construction status of the specific building
  • Your commute from the location — see our Local Train Guide and Metro Fare Guide for current transit options
  • Financing options if you need a loan for the balance amount — see our Home Loans in Navi Mumbai guide
  • The payment schedule in your Letter of Intent/Allotment Letter
  • Resale and transfer conditions that apply to your specific allotment
  • The eligibility conditions you originally registered under, to avoid a later ineligibility issue

Frequently Asked Questions

Is the CIDCO housing scheme open in August 2026?

Check the Latest CIDCO Housing Update section and Current Status table above, or the official CIDCO Homes portal, for whichever scheme is open right now, its booking deadline and its inventory. CIDCO opens and closes schemes on its own schedule, so this answer points to the current-status block above rather than repeating a specific date that would go stale within days.

How many homes are available in the August 2026 CIDCO scheme?

4,779 homes, all EWS category, per CIDCO’s official project inventory.

Where are the August 2026 CIDCO homes located?

Taloja, Kharghar and Kalamboli.

What happened to the 16,876-home CIDCO scheme?

That was the December 2025 scheme. It has closed, and CIDCO has published the winners list for it. It is a separate, earlier scheme from the current August 2026 scheme — the two should not be confused.

Who is eligible for the current CIDCO scheme?

Eligibility is scheme-specific. The August 2026 scheme is EWS-only inventory; check the income, domicile and other eligibility conditions in the official scheme booklet on the CIDCO Homes portal rather than relying on criteria from an earlier scheme.

How do I apply for the CIDCO housing scheme?

Register on the official CIDCO Homes portal, complete your profile and documents, select your preferences, pay the applicable booking amount, and check your eligibility status. If selected, follow the Letter of Intent and payment instructions.

How many preferences can I select?

Under the current My Preferred CIDCO Home process, applicants can participate in up to three preference rounds, selecting up to five choices per round, for up to 15 preferences in total.

Is the CIDCO booking amount refundable?

CIDCO states that unsuccessful lottery applicants receive a refund of the booking amount within 30 days. However, cancellation, voluntary exit, ineligibility or withdrawal after allotment can have different consequences, including forfeiture. Check the current scheme’s refund policy before paying.

What documents do I need for the CIDCO application?

CIDCO’s official process asks for Aadhaar, PAN, an Aadhaar-linked mobile number, email ID, domicile documentation, income proof, co-applicant details where applicable, and applicant/co-applicant photographs. Exact requirements depend on your category and scheme — check the current scheme booklet.

How do I check CIDCO lottery results?

Check the applicant/winner list section on the official CIDCO Homes portal, which publishes results by scheme.

Can I resell a CIDCO flat?

Resale and transfer conditions depend on the scheme, your allotment terms, category and CIDCO’s applicable rules. Check your allotment/agreement documents and the current CIDCO transfer requirements for your specific property before planning a resale.

How can I avoid CIDCO housing scams?

Apply and pay only through CIDCO’s official channels. Do not send booking or processing money to an individual agent or a personal bank account or UPI ID in exchange for a promise of guaranteed allotment.

Sources & Methodology

This guide is based primarily on information published through CIDCO’s official My Preferred CIDCO Home portal and its applicable scheme booklets. CIDCO housing inventory, booking windows, eligibility criteria, prices, preferences and payment terms can change between schemes. Current applicants should verify all details on the official CIDCO portal before submitting documents or making payments.

Older scheme information on this page is clearly labelled by scheme period, to avoid confusing previous inventory with currently available homes. Related practicalities — commute, financing and moving — are covered in this site’s dedicated Local Train, Home Loans and Moving to Navi Mumbai guides rather than duplicated here.

Last verified: 27 August 2026.

Pari Chaudhary

Founder & Editor

15+ years in digital, content and creative; a decade living in Navi Mumbai. Writes about the city's neighbourhoods, real estate, transport and daily life.