CIDCO’s My Preferred CIDCO Home programme allots affordable housing in Navi Mumbai through online registration, preference selection and a computerised lottery. The August 2026 scheme has concluded. The CIDCO Homes portal listed no newer application window on 2 October 2026. This guide covers the status of that scheme (EWS homes), its price list, and the eligibility, application, fee and refund terms printed in CIDCO’s information booklet, with page references so you can check each one.
NaviMumbai.com is an independent publication and does not take applications or payments for CIDCO housing. Apply and pay only through the official CIDCO Homes portal.
Latest CIDCO Housing Update: 2 October 2026
Per the scheme’s information booklet (PDF page 3), CIDCO announced the August 2026 scheme on 15 August 2026. It covers 4,779 homes in the EWS (economically weaker section) category only, at Taloja, Kalamboli and Kharghar. News reports say registration closed on 3 September 2026 and that the computerised draw took place on 11 September 2026 at CIDCO Bhavan, CBD Belapur, with 3,142 applicants reported as successful (Free Press Journal, 11 September 2026).
The registration close and draw dates come from news reports, not a CIDCO page. The banner on the CIDCO Homes site still shows a booking date from March 2026, and its FAQ says registrations are open year round while also saying the lottery runs once a booking window closes. Don’t treat either as the current window. The site’s home page lists a final applicants list and a winners list for the August 2026 scheme. The earlier December 2025 scheme covered 16,876 homes, and its winners list is also published.
If you registered for the August 2026 scheme, check the August 2026 winners list on the portal; its table loads by script, so open it directly rather than relying on a search result. For any future scheme, check the official CIDCO Homes portal.
| Item | Status as of 2 October 2026 |
|---|---|
| Most recent scheme | August 2026 My Preferred CIDCO Home, EWS only |
| Homes | 4,779, announced 15 August 2026 (booklet PDF page 3) |
| Locations | Taloja, Kharghar, Kalamboli |
| Registration close | 3 September 2026, as reported by news |
| Draw | 11 September 2026, reported by news; winners list published on the portal |
| Newer application window | None listed on the CIDCO Homes portal |
| Earlier scheme | December 2025: 16,876 homes, winners list published |
Quick Answer
| Question | Current answer |
|---|---|
| Is a CIDCO lottery open now? | The August 2026 scheme has concluded. The CIDCO Homes portal listed no newer application window on 2 October 2026. |
| What did the latest scheme offer? | 4,779 EWS 1 BHK homes, with a usable carpet area of 322 sq ft, priced from Rs 23.50 lakh to Rs 43.50 lakh depending on the project (booklet PDF page 5). |
| Who could apply? | Family income up to Rs 6 lakh a year, age 18 or above, 15 years or more in Maharashtra, and no pucca house in India in the family’s name (booklet PDF pages 8 and 23). |
| What does it cost to apply? | Rs 200 plus GST registration fee (PDF page 18) and a Rs 75,000 booking amount (PDF page 20). |
| Where to verify | CIDCO Homes portal |
CIDCO Homes Price List: August 2026 Scheme
These are the listed prices from the closed August 2026 scheme, from the booklet’s project table (PDF page 5). They are shown for reference, not as a bookable offer; a new scheme may list different projects and prices.
| Project | Location | RERA number | Category | Homes | Listed price |
|---|---|---|---|---|---|
| Takshashila Heights | Kharghar Bus Depot, Sector 14 | P52000028196 | EWS, 1 BHK | 293 | Rs 43.50 lakh |
| Pragati Paradise | Kalamboli Bus Depot, Sector 17 | P52000028183 | EWS, 1 BHK | 257 | Rs 37.70 lakh |
| Raigad Residency | Taloja, Sector 39 | P52000045446 | EWS, 1 BHK | 4,229 | Rs 23.50 lakh |
The table is marked “terms and conditions apply” and points to a separate “EWS Miscellaneous Charges” document in the site footer for additional charges. The booklet also says (PDF page 22) that the balance price is payable together with applicable government taxes and other charges, and that stamp duty and registration fees are paid when the Agreement for Sale is executed. So treat these listed prices as the base price, not the total cost. The booklet says eligible beneficiaries may get a PMAY subsidy of up to Rs 2.5 lakh (PDF page 3), and (PDF page 8) that the PMAY (Urban) term runs to 30 September 2026 unless the central government extends it. That date has now passed, so confirm whether any subsidy applies to a future scheme. See our PMAY subsidy guide for how that scheme works.
How the Allocation Process Works
The booklet separates what applicants choose from how the draw runs. Both are from the booklet.
What applicants choose (PDF page 19)
- The draw is held in four rounds. Every applicant must take part in the first three.
- In each of the first three rounds, an applicant submits a minimum of 1 and a maximum of 5 preferences, so up to 15 in total across the three rounds.
- A “preference” is a combination of location, tower and floor.
- For a single location in a round, an applicant can give up to 3 tower and floor preferences. There is no limit on how many locations are chosen, but the cap stays at 5 preferences per round.
- For the fourth round, an applicant records a consent: “allot any home at my preferred location”, “allot any home at any location in this scheme”, or not interested in an “allot any” allotment (PDF page 20).
How the draw runs (PDF pages 19 to 21)
- An applicant who wins in round 1 is not considered in later rounds. An applicant who does not win a round is considered automatically in the next round using the preferences entered for that round.
- The draw uses a computer randomiser and starts with applicants with disabilities, then continues for other categories. For each applicant, the system checks the category, then the first preference. If that home is available it is allotted and the other preferences lapse; if not, the next preferences are checked in order. If none of the five are available, the applicant goes to an unallocated list for that round.
- Applicants who win none of the first three rounds are considered in round 4 under their “allot any” consent, subject to availability.
Before the draw (PDF page 20)
After the booking-amount deadline, CIDCO publishes a draft list of eligible applicants. Applicants who are missing or have errors can object within 7 days of publication. CIDCO resolves objections within 7 days of the last date for objections, then publishes a final list before the draw. The draw date is announced separately.
Current vs. Previous CIDCO Housing Schemes
Readers arriving from older search results often expect a scheme that has already closed. Use this table to check which one is which.
| Scheme | Homes | Locations | Status |
|---|---|---|---|
| August 2026 | 4,779 (EWS) | Taloja, Kharghar, Kalamboli | Closed and drawn; winners list published |
| December 2025 | 16,876 | Multiple Navi Mumbai nodes | Closed; winners list published |
| October 2024 | 25,723 | Multiple nodes | Closed |
Who Could Apply? Eligibility in the August 2026 Scheme
Eligibility is set scheme by scheme, so use the booklet of whichever scheme you apply to, not this list. For the August 2026 scheme, the booklet states:
- Annual family income of Rs 6,00,000 or less (PDF page 23). If both the applicant and spouse earn, income proof for both is required.
- Age 18 or above on the date of application (PDF page 8).
- Residence in Maharashtra for 15 years or more (PDF page 8), shown by a domicile certificate with a barcode. Ex-servicemen are exempt from this requirement (PDF page 23).
- No pucca house anywhere in India in the name of the applicant, spouse or unmarried children, shown by a Form A affidavit (PDF page 23).
- One home per beneficiary family.
The booklet also lists reservations: 11% for Scheduled Castes, 6% for Scheduled Tribes, 1.5% each for Nomadic Tribes and Denotified Tribes, and 5% for persons with disabilities, along with groups such as state employees with at least 5 years of service, Mathadi workers in the Mumbai Metropolitan Region and journalists. The scheme was EWS-only by income category. The booklet’s category-wise inventory table (PDF page 5) splits the 4,779 homes across reservation categories, including 1,785 under General, and its footnote says the counts reflect unsold units from an earlier scheme and cannot be used to work out the reservation percentages. The booklet is published in Marathi, the only edition linked from the site, so the English wording here is a translation. Check the wording on the portal.
How to Apply
These steps describe the August 2026 scheme. Follow the next scheme’s own booklet and application instructions when published. Applications were fully online through the CIDCO Homes portal (booklet PDF pages 16 to 20):
- Sign up on the portal with your mobile number and OTP.
- Complete Aadhaar e-KYC with an OTP, then enter your PAN.
- Enter your bank details and upload a cancelled cheque or the first page of your passbook. Any refund is credited to this account.
- Fill in your applicant details, including family income and your email, then your co-applicant details and category.
- Upload self-attested copies of your documents, each up to 2 MB (PDF page 18).
- Pay the registration fee online through the payment gateway. After payment, the information entered and the category chosen cannot be changed (PDF page 18).
- Enter your preferences when CIDCO invites them, then pay the booking amount (PDF pages 19 and 20).
- Check the draft list, raise any objection within 7 days, and watch for the final list and draw date.
Documents to Keep Ready
The August 2026 booklet (PDF page 23) lists these for all applicants:
- Aadhaar and PAN, plus a co-applicant’s if applicable
- A domicile certificate with a barcode, showing at least 15 years in Maharashtra (ex-servicemen exempt)
- Two passport-size photographs
- Income proof for FY 2025-26, any one of: income tax returns for all family members, an annual income certificate from the tehsildar, or an employer’s income certificate on letterhead. If the co-applicant does not earn, a declaration in Form G is required.
For the EWS category, the booklet also asks for a Form A affidavit (no pucca house anywhere in India for the applicant, spouse and unmarried children). It asks for a PMAY (Urban) certificate only if the applicant wants the subsidy, and says a PMAY 2.0 certificate will not be accepted. Reserved-category applicants need further documents, and a caste validity certificate must be submitted before the Agreement for Sale is signed, or the allotment is cancelled (PDF page 18). Use the booklet for the scheme you apply to.
Fees, Booking Amount and Refunds
All of this is from the August 2026 booklet. Amounts and refund terms are scheme-specific, so check the booklet of any new scheme before paying. The booklet states “GST” as an addition to some amounts but gives no rate or worked example, so check the GST on each payment on the portal.
| Stage | What is paid or refunded | Booklet page |
|---|---|---|
| Applying | Registration fee Rs 200 plus GST, paid online. The booklet does not say this fee is refunded. | PDF 18 |
| After entering preferences | Booking amount Rs 75,000 | PDF 20 |
| Not selected in the draw | The booking amount is refunded, to the bank account given at registration. No number of days is stated in the booklet. | PDF 16, 20 |
| Selected, then cancel, or do not pay the confirmation amount on time | The Letter of Intent is cancelled and the booking amount is refunded after deducting Rs 5,000 plus GST as an administrative fee. | PDF 20, 21 |
| Selected and verified | Confirmation amount Rs 75,000 for EWS winners, then an Allotment Letter | PDF 20, 21 |
| Cancel or surrender after the Allotment Letter | The entire booking amount and 10% of the instalments deposited, plus GST, are forfeited (the booklet excludes the confirmation amount from this). | PDF 22 |
| False information, fake documents or breach of terms | The allotment can be cancelled and the amount paid forfeited. | PDF 21, 22 |
The same clause (PDF page 22) also reserves CIDCO’s right to recover financial loss arising from a cancellation, so obtain a written cancellation calculation for your allotment before you cancel. The booklet excludes the confirmation amount from the forfeiture calculation, but the booklet does not say when or how that amount is refunded.
The booklet lists other charges: no floor-rise charge for EWS homes, a free first mortgage NOC under PMAY for EWS (Rs 100 plus GST for each later one), Rs 5,000 plus GST to change personal details after registration, and delayed-payment charges if instalments are late (PDF page 22). Stamp duty and registration fees are paid when the Agreement for Sale is executed.
After the Draw
Per the booklet (PDF pages 20 to 22): winners are published on the portal and sent a Letter of Intent, which states the final price of the home. After document verification, eligible applicants receive a Confirmation Letter and pay the Rs 75,000 confirmation amount. CIDCO then issues an Allotment Letter, and the balance is paid on the schedule in that letter, so treat it, not a generic guide, as your payment schedule. EWS winners must upload their details to the PMAY-MIS portal before the Agreement for Sale. The Agreement for Sale follows once the instalments are paid, and possession is given after the agreement is registered.
Resale is restricted (PDF page 11): the home cannot be sold or otherwise transferred within five years from the date the Agreement for Sale is registered. For homes in a statutory reservation category, even after five years a transfer is allowed only within the same reservation category, per the Marathi booklet.
Unit Sizes
The August 2026 booklet (PDF page 5) lists 1 BHK homes with a “usable carpet area” of 322 sq ft, and gives the RERA carpet area separately as 27.10 to 27.56 sq m depending on the project, which is about 292 to 297 sq ft when converted. The booklet says the usable area is shown for information only and is not the RERA carpet area, and that the Agreement for Sale will be based on the RERA carpet area alone. The portal’s FAQ gives wider ranges (1 BHK at 322 to 398 sq ft and 2 BHK at 540 to 567 sq ft), which are not the August 2026 scheme’s specifications. For a given scheme, use the booklet’s own table.
Location Guide
The August 2026 scheme was at Taloja, Kharghar and Kalamboli. The December 2025 scheme included inventory in locations such as Ulwe, Kamothe, Taloja, Panvel, Vashi, Kharghar and Kalamboli. If you’re relocating after an allotment, our Moving to Navi Mumbai guide and Best Areas to Live in Navi Mumbai guide cover commute, schools and daily life. If you’re weighing NAINA-area land instead of a lottery allotment, see our NAINA guide.
Avoid CIDCO Housing Scams
Register and pay only through the CIDCO Homes portal. Don’t send booking or processing money to an individual agent, a personal bank account or a UPI ID because someone promises an allotment. This is general advice, not a CIDCO statement. The booklet lists the official website, cidcohomes.com, and two helplines, +91 99308 70000 and +91 80623 68000; confirm them on the portal before calling.
What to Check Before Accepting an Allotment
- The exact location, building and floor of the unit
- Carpet area, not just the category label
- The total price and any other charges
- Possession and construction status of the specific building
- Your commute: see our Local Train Guide and Metro Fare Guide
- Financing for the balance, if you need a loan: see our Home Loans in Navi Mumbai guide
- The payment schedule in your Allotment Letter
- The resale restriction and other conditions that apply to your allotment
- Property tax once you take possession. The authority depends on where the building stands, so confirm it for your project. See our NMMC Property Tax guide if the building is in NMMC limits, or our Panvel property tax guide if it is in Panvel Municipal Corporation limits
Related Guides
- MHADA Konkan Board lottery for Navi Mumbai homes: the other government lottery, with its own rules.
- EWS certificate in Maharashtra: eligibility and documents.
- Domicile, caste and income certificates in Maharashtra: the basic certificate guide.
Planning to resell a CIDCO flat later? Our guide to CIDCO resale transfer charges lists the 2026-27 amounts.
Frequently Asked Questions
Is a CIDCO lottery open right now?
The August 2026 scheme has concluded. The CIDCO Homes portal listed no newer application window on 2 October 2026. Check the official CIDCO Homes portal for any new scheme.
When is the next CIDCO lottery?
No date for the next lottery was listed on the CIDCO Homes portal on 2 October 2026. CIDCO’s site shows contradictory booking dates, so don’t rely on an old banner. Check the official CIDCO Homes portal for any new scheme.
What is the CIDCO homes price list for the latest scheme?
In the August 2026 scheme, EWS 1 BHK homes were listed at Rs 23.50 lakh at Taloja (4,229 homes), Rs 37.70 lakh at Kalamboli (257 homes) and Rs 43.50 lakh at Kharghar (293 homes). These are base prices: taxes, stamp duty, registration fees and other charges are extra. That scheme is closed, and a new one may list different prices.
Who was eligible for the August 2026 CIDCO scheme?
The booklet required annual family income of Rs 6 lakh or less, age 18 or above, 15 years or more of residence in Maharashtra, and no pucca house in India in the family’s name, with one home per family. Check the booklet of any new scheme, since criteria can change.
How did applications work in the August 2026 scheme?
Applications were fully online on the CIDCO Homes portal: sign up with OTP, complete Aadhaar e-KYC, add PAN and bank details, fill in applicant and category details, upload documents, pay the registration fee, enter preferences and pay the booking amount. Follow the next scheme’s own booklet when published.
What documents were needed for the August 2026 scheme?
Aadhaar, PAN, a barcoded domicile certificate, two photographs, FY 2025-26 income proof (tax returns, a tehsildar’s income certificate or an employer’s certificate), and for EWS a Form A affidavit that the family owns no pucca house in India. A PMAY (Urban) certificate was needed only to claim the subsidy.
What are the registration fee and booking amount?
The August 2026 booklet states a registration fee of Rs 200 plus GST and a booking amount of Rs 75,000, with a further Rs 75,000 confirmation amount for EWS winners. Amounts are scheme-specific, so check any new scheme’s booklet.
Is the CIDCO booking amount refundable?
Depends on the stage. Unsuccessful applicants get the booking amount back in their bank account. A selected applicant who cancels or misses the confirmation payment gets it back after a Rs 5,000 plus GST deduction. After the Allotment Letter, cancelling forfeits the entire booking amount and 10% of instalments paid, plus GST, excluding the confirmation amount; the booklet does not say when or how that amount is refunded, and CIDCO also reserves the right to recover financial loss from a cancellation. The booklet does not say the Rs 200 registration fee is refunded.
How many preferences can I select?
The August 2026 booklet allowed 1 to 5 preferences in each of the first three draw rounds, up to 15 in total. A preference is a location, tower and floor combination, with up to 3 tower and floor choices per location in a round. A fourth round used an optional “allot any” consent.
How do I check CIDCO lottery results?
Open the applicant and winners list section of the official CIDCO Homes portal, which publishes lists by scheme. For August 2026, that is the EWS winners list page. Its table loads by script, so open it directly on the portal.
Can I resell a CIDCO flat?
Not freely. The August 2026 booklet bars sale or other transfer for five years from registration of the Agreement for Sale, and homes in a statutory reservation category can later be transferred only within the same category. Check your own allotment documents before planning a sale.
How can I avoid CIDCO housing scams?
Register and pay only through the official CIDCO Homes portal, and never send money to an agent, a personal account or a UPI ID in return for a promised allotment.
Sources and Verification Date
Sources checked on 2 October 2026. The main source is CIDCO’s August 2026 information booklet (Marathi edition, 33 pages), translated into English for this guide. Page numbers in this guide are PDF page numbers; the numbers printed on the pages are one lower. The announcement date and number of homes are on PDF page 3, prices and areas on page 5, eligibility on pages 8 and 23, registration fee and documents on pages 18 and 23, preferences on pages 19 to 21, payments and refunds on pages 20 to 22, and the resale restriction on page 11. Other sources are the CIDCO Homes portal, including its FAQ and winners list page.
The 3 September 2026 close, the 11 September 2026 draw date and the 3,142 successful applicants come from a Free Press Journal report dated 11 September 2026, not from a CIDCO page. The booklet’s wording on GST, the refund timeline and the PMAY subsidy period is quoted as stated in the booklet. Verify everything on the official portal before paying anything.
