Buying a home, managing a flat from abroad or planning your return? Start with the guide that matches your situation. This page brings together Navi Mumbai property guidance, Indian banking and tax explainers, and country specific passport and OCI information.
Jump to: Buy property · Sell property · Tax · Banking · Passports & OCI · Manage a flat · Inheritance · Return to India
Directory updated: 3 November 2026. Check each linked guide for its own review date. This is general information, not legal, tax or banking advice, and NaviMumbai.com is independent.
Find your situation
| If you are | Start with |
|---|---|
| Thinking of buying a flat | NRI property buying guide (buying section) |
| Choosing between a new and a ready flat | Under-construction vs ready flats |
| Buying from an NRI seller | Buying from an NRI: the buyer’s duties |
| Selling a flat and sending the money abroad | Selling your flat as an NRI (selling section) |
| Opening or choosing an Indian bank account | NRE vs NRO (banking section) |
| Owning a flat and living abroad | Managing a flat from abroad (managing section) |
| Moving back to India | Returning to Navi Mumbai checklist (returning section) |
| Renewing a passport or applying for OCI | Go to the passports, OCI and visas section |
| A US person with Indian bank accounts | FBAR for Indian bank accounts (US persons) |
Where you live
| Where you live | Guides available |
|---|---|
| UAE | Passport renewal and UAE tax residency certificate |
| USA | Passport renewal, surrender, OCI, India e-Visa and, for US persons, FBAR |
| UK | Passport renewal and OCI application |
The image above is an AI generated illustration made for this guide. It does not show a real person or property.
Buy property
Start here: the NRI property buying guide, which covers eligibility, the purchase steps, documents and costs in one place. Then explore:
- Choose an area: connectivity and practical checks for each area
- Compare ready and under-construction flats: costs, safeguards and checks
- Plan the funding: NRI home loan eligibility, documents and repayment
- Prepare your documents: the papers an NRI needs for a purchase
- Decide who signs for you: power of attorney, stamping and registration
- Take possession: documents and checks before you accept the keys
- Know what NRIs and OCIs cannot buy: land and plot rules in Maharashtra
Sell property
Start here: selling your flat as an NRI, from the decision to the money abroad. Then explore:
- Understand tax deducted on the sale: rates, what the deduction is based on and what reaches your account
- Check whether a lower deduction certificate may help: and how to apply for one
- Claim any excess back: matching the credit, filing and tracking a refund
- Look at capital gains exemptions: reinvesting in a house or bonds
- Send the proceeds abroad: banking routes and documents
Tax
Start here: the NRI income tax return guide, who files and how. Then explore:
- Buying from an NRI: understand the buyer’s withholding and filing responsibilities
- Rent paid to an NRI landlord: a checklist for tenants and owners
- Treaty documents: what you provide when you claim treaty benefits
- UAE tax residency certificate: for Indians in the UAE who need one for treaty claims
- Residential status on return: RNOR eligibility and day counts
Banking and money
Start here: NRE vs NRO, which account fits which payment. Then explore:
- Open an account: from abroad
- Compare deposits: FCNR and NRE fixed deposits by currency and tenure
- Pay with UPI: using an international mobile number
- Plan for your return: understand when an RFC account may be relevant after returning
Insurance
- Term insurance for NRIs: eligibility, medicals and claims
US persons
- FBAR for Indian bank accounts: US reporting. This applies only to US persons, not to every NRI
Passports, OCI and visas
Indian passport renewal
- Dubai, Abu Dhabi and the UAE: appointments, fees and centres
- The USA: fees, consulates, documents and Tatkal
- The UK: fees, immigration status evidence and the UKVI update
Surrender, OCI and visas
- Surrendering an Indian passport in the USA: documents, fees and the link to OCI
- OCI from the USA: documents, fees and steps
- OCI from the UK: eligibility, fees, biometrics and e-OCI
- e-OCI and passport updates: download, passport update and email change
- Indian e-Visa for US citizens: fees, how to apply and how to compare an e-Visa with OCI if you are eligible
- NRI Aadhaar card: eligibility, documents and how to apply
Manage a flat from abroad
Start here: the guide to managing a flat from abroad, a practical checklist. Then explore:
- A vacant flat: what NRI owners still pay
- Society documents: the share certificate, transfer and checks
- Local dues: NMMC property tax, with the Panvel guide for Panvel owners
- CIDCO flat transfer: charges and resale checks
- Renting it out: what tenants must deduct and what owners should check
Inheritance and succession
- Inheriting property in Maharashtra: documents, mutation and sale
- Will and succession planning: a Maharashtra guide for NRI owners
Return to India
Start here: the returning to Navi Mumbai checklist, for the practical steps. Then explore:
- Check your residency status: what your tax position may be
- Plan your banking changes: what happens to your accounts
- Choose where to live: areas and connectivity
Explore Navi Mumbai property: compare areas, purchase costs and local ownership checks in the Navi Mumbai property guide.